Get a secure Online Pawn Shop Loan -
Just 3% Interest
Pawn Jewelry online : safe and discreet
Did you know?
The State of Pennsylvania regulates the interest charged by pawnbrokers.
So why pay more interest than you need to?
Get a collateral loan that makes financial sense.
Our easy online pawn process was developed with our valued clients in mind.
The Smart Choice: Why Lower Interest Matters
When taking out a pawn loan, be smart about pawn shop interest rates.
A lower rate means keeping more of your money. Over time, the difference can be staggering.
Let’s break it down:
Imagine you borrow $5,000 against your fine jewelry or luxury asset.
At 3% monthly interest and storage fees (our rate) → Your loan cost is $150 per month.
At 10% monthly interest (a common high rate elsewhere) → Your loan cost is $500 per month.
Some online pawn brokers might charge even more.
In just three months, the difference is $450 vs. $1,050—a savings of $600 simply by choosing a lower-rate lender.
Why pay more for the same loan?
Higher loan costs don’t get you better service, more security, or greater convenience—it just costs you more.
Choosing a lower rate isn’t just a good financial decision; it’s the only one that makes sense.
How much will you pay for your online Pawn Loan in 2025?
See the benefits of online pawning
Use our online Pawn Loan Calculator to see exactly how much you’ll pay over time!
Simply enter your loan amount, select a term, and add any planned payments.
Our tool, set at our state-regulated 3% total pawn loan cost, will instantly calculate your total repayment, helping you plan ahead and make informed financial decisions.
Try it now and take control of your loan!
Pawn Loan Calculator
Regulatory Compliance and Oversight
At Broff’s Diamond & Loan, we operate in full compliance with Pennsylvania’s Department of Banking and Securities guidelines.
Additionally, we also follow the federal Truth in Lending Act (TILA) to ensure that loan terms and interest rates are clearly disclosed to you.
As a result, our practices are regularly reviewed to meet the high standards set by:
The National Pawnbrokers Association (NPA): Advocating best practices and ethical behavior in the pawnbroking industry.
The Pennsylvania Department of Banking and Securities: Supervising lending practices to protect consumers.
Unlock Immediate Cash with Our Online Pawn shop Service
When you need quick access to cash, our online pawn service offers a trusted, discreet, and cost-effective solution.
Whether you’re looking to pawn diamonds, fine jewelry, gold, luxury watches, or bullion, we provide higher payouts and lower interest rates compared to national competitors.
As a licensed Pennsylvania pawnbroker, our rates are regulated by state law, ensuring you get one of the lowest-cost pawn loans available.
Why Choose Us to pawn jewelry online?
1. The Lowest Interest Rates in the Online Pawn Shop Industry
Unlike many pawn shops that charge excessive fees, Pennsylvania law regulates our interest rates and storage fees, keeping your repayment costs lower. This means more money in your pocket when you redeem your item.
2. Safe, Insured, and Hassle-Free Process
Secure Shipping: Ship your valuables using our fully insured and tracked service for complete peace of mind.
Fast Appraisal: Our expert team evaluates your item within 24 hours of receipt.
Instant Loan Offers: Get a no-obligation loan offer with clear terms and no hidden fees.
Rapid Payout: Accept the offer and receive funds immediately via wire transfer or check.
If you don’t accept the offer, we’re happy to coordinate the return shipment, with the cost of shipping to be handled by the recipient
- Secure Storage: We spare no effort to ensure that your jewelry is kept safe. Subsequently, we return your jewelry pawned online to you in the same condition as what we received it.
3. Trusted Expertise & Personalized Service
We have decades of experience in evaluating and loaning against luxury assets, both in-store and online.
Our team includes certified gemologists and industry experts, ensuring you receive the highest possible loan offer based on market value.
4. No Credit Checks or Impact on Your Credit Score
Unlike traditional loans, our pawn loans are based solely on the collateral value of your item—no credit inquiries, no impact on your financial history.
Low Interest Rates
Regulated Interest Rates
Safe, Insured, and Easy
Complete Peace of mind
Decades of Trust
highest possible offer
No Credit Checks
No Credit Score impact
Secure, Transparent, and Customer-Focused
We understand the importance of trust and discretion. That’s why we offer:
* Confidential, judgment-free transactions.
* Transparent terms with no hidden fees.
* A secure, insured process to protect your valuables at every step.
Experience a better way to get a pawn loan online—start today!
How It Works
Get a Quote
Fill out our simple online form with details about your item.
Ship Your Item
Use our free, secure, fully insured shipping service.
Receive an Offer
We appraise your item and provide a competitive loan offer.
Get Paid
Accept the offer and receive your funds instantly.
Redeem or Extend
Repay the loan to reclaim your item or extend it as needed.
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*All our loan offers are obligation-free.
If you are not satisfied with the offer, we’re happy to coordinate the return shipment. The cost of shipping to be handled by the recipient
FAQ's to Pawn your Jewelry Online
Why is Broff's able to charge only 3% interest on their pawn loan?
We are a luxury pawn shop located in Pittsburgh, Pennsylvania. The state of Pennsylvania regulates the interest rates that pawnbrokers are allowed to charge. It is therefore highly beneficial for individuals living in states where interest rates are not as regulated, to loan from us.
What types of Rolex watches can you loan on online?
Whether your watch is new, old, or pre-owned, we provide loans on all Rolex watch types. Our process is straightforward and convenient. As a result, when you bring or send your watch in for inspection, we quickly and accurately assess its current market value and provide a quote. Upon approval of the quote, we pay you immediately. Follow this link for more Rolex questions and answers.
How do I get an evaulation when dealing with an online pawn shop?
You can send an email to info@broffsdiamonds.com to request free insured shipping to our premises. If you wish to get an idea of the value of the goods, you can complete our online quotation request to get an offer or schedule an online meeting for an initial ‘in-person’ evaluation. During such an online meeting, we will also be more than happy to answer any additional questions your might have.
How long after sending my items will I receive my obligation free loan quotation?
We will send you your loan quotation for your online pawn loan withing 24 hours of receiving your items.
What is the biggest loan your online pawn shop will offer on my jewelry?
The value of the loan we can offer is entirely based on the value of the items that you bring to us as collateral.
Nevertheless, we can loan up to $100,000.
What happens to my items should I not accept your loan quotation?
If you don’t accept the offer, we’re happy to coordinate the return shipment, with the cost of shipping to be handled by the recipient.
Why can I trust Broff's Diamond and Loan as a reputable online pawn shop for my jewelry loan?
At Broff’s Diamond & Loan, we operate in full compliance with Pennsylvania’s Department of Banking and Securities guidelines.
Additionally, we also follow the federal Truth in Lending Act (TILA) to ensure that loan terms and interest rates are clearly disclosed to you.
As a result, our practices are regularly reviewed to meet the high standards set by:
The National Pawnbrokers Association (NPA): Advocating best practices and ethical behavior in the pawnbroking industry.
The Pennsylvania Department of Banking and Securities: Supervising lending practices to protect consumers.
We have also been in business since 1931, so the reasons why Broff’s is a good option as an online pawn shop are plentiful.
Can I only get a loan online?
No, you can also sell your items online. We follow the same pawn process for sale items as we do for loan items.
See our Pawn Loan FAQ section for more questions on our pawn loans. Whether online or in-person, our commitments to our clients remain the same.
Any Questions?
Are you ready to pawn your jewelry online?
Our experts are waiting to assist you.
Get a Loan Quotation from Our Online Pawn Shop
Get an Obligation Free Quote
Schedule a Free Consultation
Whether you want to bring items for valuation, or you are looking for an offer to loan on or sell your jewelry, we look forward to meeting you.
