FAQs About Pawning at Broff’s

A pawn loan is a short-term cash loan where your item acts as collateral. No credit checks, no impact on your credit score — just fast, secure cash with the option to reclaim your item.
→ How pawn loans work »

Yes, we have a convenient pawn loan calculator that lets you know exactly how much your loan will cost you before you take out the loan.

No, we do not require credit checks.

Your loan is secured solely by the value of your item.

The value of the loan we can offer is entirely based on the value of the items that you bring to us as collateral. 

Nevertheless, our loan minimum is $300, but we can loan up to $100,000.

We accept diamonds, gold, fine jewelry, luxury watches (like Rolex), bullion, and more.
→ What we accept »

Our expert appraisers assess current market value based on factors such as condition, rarity, and demand, ensuring a fair loan amount.

Your loan is based on a percentage of that value.

You’ll always see how we arrived at our number.

Our rates and terms follow Pennsylvania state guidelines of just 3% per month-that’s only $3 for every $100 loaned.

This includes interest and all associated costs, like storage.

You won’t be sent to collections or have your credit impacted.

We simply keep the item and the loan is considered settled.

No further action is taken.

Yes, you can repay at any time. Early repayment may reduce interest owed, depending on the timeline.

Once the loan is fully repaid, your jewelry will be returned in the same condition that it was received.

Yes. All pawned items are photographed, securely stored in our vault, and fully insured while in our possession.

Absolutely. You can bring in multiple items for one loan or separate loans — whichever makes the most sense for you.

Absolutely, have a look at our online pawn option.
→ Online pawn shop »

No. We only accept cash, money orders, or cashier’s checks as payment for loans.

Yes, you can mail your payment to us.

First, please call the store at 412-566-1728 to verify your payment amount before sending anything. 

Subsequently, this call ensures you don’t accidentally send a partial payment. This can happen if your monthly maturity date falls between when you mail the payment and when we receive it.

Once you have the correct amount, please include your yellow pawn ticket and the money order.

Make the money order out to: BDL Acquisitions or Broff’s. 

Upon receiving your payment, we will process it and mail a new yellow pawn ticket back to you.

Unfortunately, we don’t have our database of loans accessible online. 

Subsequently, to pay on a loan with us are to come to our store in person or mail in the payment.