Get a secure Online Pawn Shop Loan -
Just 3% Interest
Pawn Jewelry online : safe and discreet
Did you know?
The State of Pennsylvania regulates the interest charged by pawnbrokers.
So why pay more interest than you need to?
Get a collateral loan that makes financial sense.
Our easy online pawn process was developed with our valued clients in mind.
Unlock Fast Cash with Our Online Pawn Lawn Service
Low Interest Rates
Regulated Interest Rates
Safe, Insured, and Easy
Complete Peace of mind
Decades of Trust
Highest Possible Offer
No Credit Checks
No Credit Score impact
When you need quick access to cash, our online pawn service offers a trusted, discreet, and cost-effective solution.
Whether you’re looking to pawn diamonds, fine jewelry, gold, luxury watches, or bullion, we provide higher payouts and lower interest rates compared to national competitors.
As a licensed Pennsylvania pawnbroker, our rates are regulated by state law, ensuring you get one of the lowest-cost pawn loans available.
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How our Online Pawn Loans Work
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For a more detailed process, you can visit our pawn process page.
*All our loan offers are obligation-free.
If you are not satisfied with the offer, we’re happy to coordinate the return shipment. The cost of shipping to be handled by the recipient
How much will you pay for your online Pawn Loan in 2025?
See the benefits of online pawning
Use our online Pawn Loan Calculator to see exactly how much you’ll pay over time!
Simply enter your loan amount, select a term, and add any planned payments.
Our tool, set at our state-regulated 3% total pawn loan cost, will instantly calculate your total repayment, helping you plan ahead and make informed financial decisions.
Try it now and take control of your loan!
Pawn Loan Calculator
Why Low Pawn Loan Interest Matters
When taking out a pawn loan, be smart about pawn shop interest rates.
A lower rate means keeping more of your money. Over time, the difference can be staggering.
Let’s break it down:
Imagine you borrow $5,000 against your fine jewelry or luxury asset.
At 3% monthly interest and storage fees (our rate) → Your loan cost is $150 per month.
At 10% monthly interest (a common high rate elsewhere) → Your loan cost is $500 per month.
Some online pawn brokers might charge even more.
In just three months, the difference is $450 vs. $1,050—a savings of $600 simply by choosing a lower-rate lender.
Why pay more for the same loan?
Higher loan costs don’t get you better service, more security, or greater convenience—it just costs you more.
Choosing a lower rate isn’t just a good financial decision; it’s the only one that makes sense.
The Smart Choice:
Why Choose Broff's for your Online Pawn Loan
Unlike many pawn shops that charge excessive fees, Pennsylvania law regulates our interest rates and storage fees, keeping your repayment costs lower.
This means more money in your pocket when you redeem your item.
Secure Shipping: Ship your valuables using our fully insured and tracked service for complete peace of mind.
Fast Appraisal: Our expert team evaluates your item within 24 hours of receipt.
Instant Loan Offers: Get a no-obligation loan offer with clear terms and no hidden fees.
Rapid Payout: Accept the offer and receive funds immediately via wire transfer or check.
If you don’t accept the offer, we’re happy to coordinate the return shipment, with the cost of shipping to be handled by the recipient
- Secure Storage: We spare no effort to ensure that your jewelry is kept safe. Subsequently, we return your jewelry pawned online to you in the same condition as what we received it.
We have decades of experience in evaluating and loaning against luxury assets, both in-store and online.
Our team includes certified gemologists and industry experts, ensuring you receive the highest possible loan offer based on market value.
Unlike traditional loans, our pawn loans are based solely on the collateral value of your item—no credit inquiries, no impact on your financial history.
Secure, Transparent, and Customer-Focused
We understand the importance of trust and discretion. That’s why we offer:
* Confidential, judgment-free transactions.
* Transparent terms with no hidden fees.
* A secure, insured process to protect your valuables at every step.
Experience a better way to get a pawn loan online—start today!
Regulatory Compliance and Oversight
At Broff’s Diamond & Loan, we operate in full compliance with Pennsylvania’s Department of Banking and Securities guidelines.
Additionally, we also follow the federal Truth in Lending Act (TILA) to ensure that loan terms and interest rates are clearly disclosed to you.
As a result, our practices are regularly reviewed to meet the high standards set by:
The National Pawnbrokers Association (NPA): Advocating best practices and ethical behavior in the pawnbroking industry.
The Pennsylvania Department of Banking and Securities: Supervising lending practices to protect consumers.
FAQ's to Pawn your Jewelry Online
We are a luxury pawn shop located in Pittsburgh, Pennsylvania. The state of Pennsylvania regulates the interest rates that pawnbrokers are allowed to charge. It is therefore highly beneficial for individuals living in states where interest rates are not as regulated, to loan from us.
Whether your watch is new, old, or pre-owned, we provide loans on all Rolex watch types. Our process is straightforward and convenient. As a result, when you bring or send your watch in for inspection, we quickly and accurately assess its current market value and provide a quote. Upon approval of the quote, we pay you immediately. Follow this link for more Rolex questions and answers.
You can send an email to info@broffsdiamonds.com to request free insured shipping to our premises. If you wish to get an idea of the value of the goods, you can complete our online quotation request to get an offer or schedule an online meeting for an initial ‘in-person’ evaluation. During such an online meeting, we will also be more than happy to answer any additional questions your might have.
Get paid by wire or check — fast
We will send you your loan quotation for your online pawn loan withing 24 hours of receiving your items.
If you don’t accept the offer, we’re happy to coordinate the return shipment, with the cost of shipping to be handled by the recipient.
At Broff’s Diamond & Loan, we operate in full compliance with Pennsylvania’s Department of Banking and Securities guidelines.
Additionally, we also follow the federal Truth in Lending Act (TILA) to ensure that loan terms and interest rates are clearly disclosed to you.
As a result, our practices are regularly reviewed to meet the high standards set by:
The National Pawnbrokers Association (NPA): Advocating best practices and ethical behavior in the pawnbroking industry.
The Pennsylvania Department of Banking and Securities: Supervising lending practices to protect consumers.
We have also been in business since 1931, so the reasons why Broff’s is a good option as an online pawn shop are plentiful.
No, you can also sell your items online. We follow the same pawn process for sale items as we do for loan items.
See our Pawn Loan FAQ section for more questions on our pawn loans. Whether online or in-person, our commitments to our clients remain the same.
Read our informative article about the benefits and differences of selling vs pawning if you are unsure whether you want to sell or pawn.
Start your Online Pawn Loan Process
Start the process either submitting details of the item you want to loan on, or schedule an online consultation.
Get an Obligation Free Offer
Schedule a Free Consultation
Whether you want to bring items for valuation, or you are looking for an offer to loan on or sell your jewelry, we look forward to meeting you.
Any Questions?
Are you ready to pawn your jewelry online?
Our experts are waiting to assist you.