Yes, you can borrow against your jewelry as an asset, at a cost of only 3%!
We have an easy application process, resulting in quick cash on your pawn loan.
Visit the best option for collateral loans on your fine jewelry, diamonds, and gold.
A pawn loan or luxury asset loan is essentially a collateral loan where you supply your luxury item as security for your loan.
At Broff’s Diamond and Loan Co., we carefully evaluate your jewelry, diamonds, or gold to secure your loan.
When the loan is repaid, you will promptly receive your asset back.
This pawn loan process is simple, easy, and straightforward.
When financial needs arise, Broff’s Diamond & Loan is here to provide fast and secure pawn loans that Pittsburgh can rely on.
As a trusted pawnbroker in Pittsburgh, Pennsylvania, we offer comprehensive loan services on valuable items.
This ensures that you can access cash quickly and confidently.
Pawn loans offer a fast, non-recourse way to borrow money without the need for a credit check. This means that if you are unable to repay the loan, there is no impact on your credit history.
Additionally, you retain ownership of your valuable items and can retrieve them as soon as the loan is repaid.
At our state-regulated 3% pawn loan cost, it is also an extremely affordable loan.
Use our pawn loan calculator to see for yourself…
a collateral loan from Broff’s….
makes sense
Diamond and jewelry loans allow you the opportunity to leverage the value of your luxury item, while still maintaining ownership.
This means that you do not need to permanently part with that sentimental piece of jewelry, or that exceptional diamond.
Whether you need a short-term cash solution or you want to leverage the value of your jewelry, Broff’s Diamond & Loan Co. offers:
This is because our team includes experienced gemologists and jewelers. Thus, they are exceptionally qualified to conduct a diamond authentication, verify your gold purity, and provide an accurate value for your diamonds., and gold.
Because we specialize in luxury goods, we understand the true value of high-end jewelry. As a result, we offer fair loan amounts accordingly.
Our pawn process is easy because we require no credit checks or financial documentation. To be assisted, simply bring your jewelry, receive an appraisal, and get a loan offer within minutes.
Your items are securely stored during the loan period. Subsequently, they are returned to you in pristine condition once your jewelry loan is paid in full.
It comes at no surprise that we are the preferred pawn loan provider in Pittsburgh.
Diamonds
Engagement rings
Gold
Platinum
Luxury watches
Other fine jewelry items
At Broff’s Diamond and Co., we give loand for gold. These loan amounts are 100% influenced by the current market-value of gold.
A gold loan is a form of pawn loan.
When you need fast access to funds but don’t want to sell your gold, Broff’s Diamond & Loan offers flexible, gold-backed loan services.
This loan approach allows you to leverage gold’s value, by offering it as loan collateral, while still maintaining ownership.
We are more than a pawn shop in Pittsburgh. We are gold experts. And since we are experts, we can offer you a loan on the true market value of your gold.
We accept gold in various forms. These forms include jewelry, gold bars, bullion, and more.
Our experts will determine the value of the gold on the spot and supply you with a loan quotation.
We offer the best amount the market will allow, based on the gold spot price, at favorable repayment terms.
We pride ourselves on our fair-value loans at a low interest rate.
Our process is quick and transparent.
From Cartier to Breitling, get an industry-best collateral loan on various luxury watch brands.
At Broff’s Diamond & Loan, we understand that your luxury watch is not just a timepiece; it’s a statement of style and value.
Therefore, whether you own a Rolex, Patek Philippe, Breitling, Audemars Piguet, or another high-end brand, your watch can be the key to securing a fast and confidential loan.
Located in the heart of Pittsburgh, Pennsylvania, Broff’s Diamond & Loan provides a simple and discreet way to access the funds you need. This is achieved through our hassle-free loan application process.
We accept new, or pre-owned watches as loan collateral. However, the value of the loan is based on the real-time market value of your luxury watch as determined by our expert watch valuation.
Whether your watch is new, old, or pre-owned, we provide loans on all Rolex watch types. Our process is straightforward and convenient. As a result, when you bring or send your watch in for inspection, we quickly and accurately assess its current market value and provide a quote. Upon approval of the quote, we pay you immediately.
Currently, there is a high global demand for pre-owned Rolex watches. Because of this, you can borrow substantial amounts against your Rolex watch. In some cases, the loan secured on a Rolex can be even larger than the initial purchase price of the watch.
By securing a loan against your Rolex watch, you will receive a lower interest rate than a traditional bank. Additionally, a loan will save you money compared to selling your Rolex watch now and buying another one in the future.
By securing a loan against your Rolex watch, you are not subject to any credit inquiry or income verification. Unlike an unsecured loan, a secured loan with us on your Rolex watch will not affect your credit score.
With over 90 years in the industry, we have gained exceptional ability to inspect and evaluate watches. As a result, our industry experts have all the required tools and knowledge to get you the best loan available for your Rolex.
Should your Rolex have any of the following characteristics, it can add value to a Rolex watch:
Broff’s buys and sells luxury watches from various brands, including models discontinued from production.
Certain discontinued watches have become highly sought after. Some of these watches include the Kermit (50th-anniversary edition) and the Rolex Submariner Hulk, known for their distinctive green dial and ceramic bezel.
At Broff’s Diamond & Loan, we operate in full compliance with Pennsylvania’s Department of Banking and Securities guidelines.
Additionally, we also follow the federal Truth in Lending Act (TILA) to ensure that loan terms and interest rates are clearly disclosed to you.
As a result, our practices are regularly reviewed to meet the high standards set by:
The National Pawnbrokers Association (NPA): Advocating best practices and ethical behavior in the pawnbroking industry.
The Pennsylvania Department of Banking and Securities: Supervising lending practices to protect consumers.
All of our quick cash pawn loans are for six months, but you can pay them off as early as you’d like.
Additionally, we charge a state-regulated 3% per month.
This includes interest and all associated costs such as storage.
That’s just $3 for every $100 loaned.
Use our Pawn Loan Calculator to see exactly how much you’ll pay over time!
Simply enter your loan amount, select a term, and add any planned payments.
Our tool, set at our state-regulated 3% total pawn loan cost, will instantly calculate your total repayment, helping you plan ahead and make informed financial decisions.
Try it now and take control of your loan!
At Broff’s Diamond and Loan, we want our clients to feel informed.
Therefore, we want them to have access to the most accurate information when making decisions.
As a result, we have therefore answered some of the questions that we receive most frequently.
Our expert appraisers assess current market value based on factors such as condition, rarity, and demand, ensuring a fair loan amount.
We do take jewelry in broken condition.
Thus, any damage to the pieces is noted on the ticket you would receive and is photographed as part of your file.
However, we do not accept damaged watches. The reason being that we cannot guarantee or predict that a piece can be repaired if you forfeit the item.
As a result, you cannot use a damaged watch as collateral.
The value of the loan we can offer is entirely based on the value of the items that you bring to us as collateral.
Nevertheless, our loan minimum is $300, but we can loan up to $100,000.
By law in Pennsylvania, we can only charge 3% per month at a fixed rate.
So, if you borrow $1000 against your jewelry, we charge you $30 per month that your pieces are with us.
Our rate is better than a bank loan or credit card and doesn’t require a credit check.
In some cases, our fees are even lower than the cost of renting a safety deposit box.
No, we do not require credit checks. Your loan is secured solely by the value of your item.
No. We only accept cash, money orders, or cashier’s checks as payment for loans.
Yes, you can mail your payment to us.
First, please call the store at 412-566-1728 to verify your payment amount before sending anything.
Subsequently, this call ensures you don’t accidentally send a partial payment. This can happen if your monthly maturity date falls between when you mail the payment and when we receive it.
Once you have the correct amount, please include your yellow pawn ticket and the money order.
Make the money order out to: BDL Acquisitions or Broff’s.
Upon receiving your payment, we will process it and mail a new yellow pawn ticket back to you.
Unfortunately, we don’t have our database of loans accessible online.
Subsequently, to pay on a loan with us are to come to our store in person or mail in the payment.
Yes, once the loan is fully repaid, your jewelry will be returned in the same condition.
If you are unable to repay the loan within the agreed period, your gold may be forfeited. However, your credit score will not be affected as pawn loans are non-recourse.
Get a quick quote on pawn loans for jewelry, gold, diamonds, and watches.
Whether you want to bring items for valuation, or you are looking for an offer to loan on or sell your jewelry, we look forward to meeting you.
FIND US HERE
715 Liberty Ave
Pittsburgh, PA 15222
TRADING HOURS
Monday: Closed
Tuesday: 10:00 AM – 05:00 PM
Wednesday: 10:00 AM – 05:00 PM
Thursday: 10:00 AM – 07:00 PM
Friday: 10:00 AM – 05:00 PM
Saturday: 10:00 AM – 03:00 PM
Sunday: Closed
GET IN TOUCH
(412) 566-1728
info@broffsdiamonds.com
