Get a secure Online Pawn SHop Loan - Just 3% Interest

Pawn Jewelry online : safe and discreet

Did you know?

The State of Pennsylvania regulates the interest charged by pawnbrokers. 

So why pay more interest than you need to?

Get a collateral loan that makes financial sense.

Our easy online pawn process was developed with our valued clients in mind.

Two Rolex Wrist Watches that can be used as collateral for an online pawn loan

The Smart Choice: Why Lower Interest Matters

When taking out a pawn loan, be smart about pawn shop interest rates.

A lower rate means keeping more of your money. Over time, the difference can be staggering.

Let’s break it down:

Imagine you borrow $5,000 against your fine jewelry or luxury asset.

At 3% monthly interest and storage fees (our rate) → Your loan cost is $150 per month.

At 10% monthly interest (a common high rate elsewhere) → Your loan cost is $500 per month.

Some online pawn brokers might charge even more.

In just three months, the difference is $450 vs. $1,050—a savings of $600 simply by choosing a lower-rate lender.

Why pay more for the same loan?

Higher loan costs don’t get you better service, more security, or greater convenience—it just costs you more.

Choosing a lower rate isn’t just a good financial decision; it’s the only one that makes sense.

Unlock Immediate Cash with Our Online Pawn shop Service

When you need quick access to cash, our online pawn service offers a trusted, discreet, and cost-effective solution.

Whether you’re looking to pawn diamonds, fine jewelry, gold, luxury watches, or bullion, we provide higher payouts and lower interest rates compared to national competitors.

As a licensed Pennsylvania pawnbroker, our rates are regulated by state law, ensuring you get one of the lowest-cost pawn loans available.

Why Choose Us to pawn jewelry online?

1. The Lowest Interest Rates in the Online Pawn Shop Industry

Unlike many pawn shops that charge excessive fees, Pennsylvania law regulates our interest rates and storage fees, keeping your repayment costs lower. This means more money in your pocket when you redeem your item.

2. Safe, Insured, and Hassle-Free Process

  • Secure Shipping: Ship your valuables using our fully insured and tracked service for complete peace of mind.

  • Fast Appraisal: Our expert team evaluates your item within 24 hours of receipt.

  • Instant Loan Offers: Get a no-obligation loan offer with clear terms and no hidden fees.

  • Rapid Payout: Accept the offer and receive funds immediately via wire transfer or check.

  • Secure Storage: We spare no effort to ensure that your jewelry is kept safe. Subsequently, we return your jewelry pawned online to you in the same condition as what we received it.

3. Trusted Expertise & Personalized Service

We have decades of experience in evaluating and loaning against luxury assets, both in-store and online.

Our team includes certified gemologists and industry experts, ensuring you receive the highest possible loan offer based on market value.

4. No Credit Checks or Impact on Your Credit Score

Unlike traditional loans, our pawn loans are based solely on the collateral value of your item—no credit inquiries, no impact on your financial history.

Low Interest Rates

In fact, some of the lowest in the industry

Regulated Interest Rates

No excessive fees means more money in your pocket when you redeem your item.

Safe, Insured, and Easy

All shipping is ensured and costs are on us

Complete Peace of mind

Get a no-obligation loan offer with clear terms and no hidden fees

Decades of Trust

Trusted expertise service that is discreet and personal.

highest possible offer

We have decades of experience in evaluating and loaning against luxury assets.

No Credit Checks

No impact on your financial history.

No Credit Score impact

pawn loans are based solely on the collateral value of your item.
Single Loose Diamonds
Diamond and Gemstone Ring that can be used to as collateral at online pawn shop
Diamond and gemstone ring you can use as collateral at online pawn shop
Diamond Encrusted Earring Jewelry to pawn jewelry online

Secure, Transparent, and Customer-Focused

We understand the importance of trust and discretion. That’s why we offer:

Confidential, judgment-free transactions.

Transparent terms with no hidden fees.

A secure, insured process to protect your valuables at every step.

Experience a better way to get a pawn loan online—start today!

How It Works

Get a Quote

Fill out our simple online form with details about your item.

Ship Your Item

Use our free, secure, fully insured shipping service.

Receive an Offer

We appraise your item and provide a competitive loan offer.

Get Paid

Accept the offer and receive your funds instantly.

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Redeem or Extend

Repay the loan to reclaim your item or extend it as needed.

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*All our loan offers are obligation free. If you are not satisfied with the offer, we return you items to you with insured shipping, on us.

FAQ's to Pawn your Jewelry Online

We are a luxury pawn shop located in Pittsburgh, Pennsylvania. The state of Pennsylvania regulates the interest rates that pawnbrokers are allowed to charge. It is therefore highly beneficial for individuals living in states where interest rates are not as regulated, to loan from us.

Whether your watch is new, old, or pre-owned, we provide loans on all Rolex watch types. Our process is straightforward and convenient. As a result, when you bring or send your watch in for inspection, we quickly and accurately assess its current market value and provide a quote. Upon approval of the quote, we pay you immediately. Follow this link for more Rolex questions and answers.

You can send an email to info@broffsdiamonds.com to request free insured shipping to our premises. If you wish to get an idea of the value of the goods, you can complete our online quotation request to get an offer or schedule an online meeting for an initial ‘in-person’ evaluation. During such an online meeting, we will also be more than happy to answer any additional questions your might have.

We will send you your loan quotation for your online pawn loan withing 24 hours of receiving your items.

The value of the loan we can offer is entirely based on the value of the items that you bring to us as collateral. 

Nevertheless, we can loan up to $100,000.

We will send back your items on us. Free, insured shipping.

At Broff’s Diamond & Loan, we operate in full compliance with Pennsylvania’s Department of Banking and Securities guidelines.

Additionally, we also follow the federal Truth in Lending Act (TILA) to ensure that loan terms and interest rates are clearly disclosed to you.

As a result, our practices are regularly reviewed to meet the high standards set by:

We have also been in business since 1931, so the reasons why Broff’s is a good option as an online pawn shop are plentiful.

No, you can also sell your items online. We follow the same pawn process for sale items as we do for loan items.

See our Pawn Loan FAQ section for more questions on our pawn loans. Whether online or in-person, our commitments to our clients remain the same.

Any Questions?

Any questions about our online pawn process that you still need answered?
Are you ready to pawn your jewelry online?
Our experts are waiting to assist you.

Get a Loan Quotation from our online pawn shop

No worries if you don’t have all the details!

Simply provide the information you do know, and our friendly experts will follow up to help with anything else needed for your quote.

* Field must be completed in order to submit the form.

No worries if you don’t have all the details!

Simply provide the information you do know, and our friendly experts will follow up to help with anything else needed for your quote.

* Field must be completed in order to submit the form.

Form Guide

Round Shape Diamond
Round
Princess Shape Diamond
Princess
Emerald Diamond Shape
Emerald
Oval Shape Diamond
Oval
Radiant Shape Diamond
Radiant
Asscher Shape Diamond
Asscher
Marquise Shape Diamond
Marquise
Heart Shape Diamond
Heart
Pear Shaped Diamond
Pear

Color of the Diamond Definition

D, E, F are Colorless Diamond Values | G, H, I, J are Near Colorless Diamond Values | K, L, M are Faint Color Diamond Values | N is a Light Color Diamond Value | Fancy Diamonds have distinct colors such as Yellow, Blue or Pink

Diamond Clarity Definition

Clarity indicates the absence of internal inclusions and surface blemishes under 10x magnification.

Diamond Cut Definition

The diamond cut indicates how well the diamond facet interacts with light.

Diamond Polish Definition

Indicated how smooth each facet of the diamond is to let light pass through.

Carat Weight Definition

This measures the weight of the diamond. One carat weighs 0.2 grams

No worries if you don’t have all the details!

Simply provide the information you do know, and our friendly experts will follow up to help with anything else needed for your quote.

* Field must be completed in order to submit the form.

No worries if you don’t have all the details!

Simply provide the information you do know, and our friendly experts will follow up to help with anything else needed for your quote.

* Field must be completed in order to submit the form.

No worries if you don’t have all the details!

Simply provide the information you do know, and our friendly experts will follow up to help with anything else needed for your quote.

* Field must be completed in order to submit the form.

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