Your Trusted Partner for
Gold and Jewelry Loans
in Pittsburgh

Fair Value Loans at only 3% - All costs included!

Need quick cash without giving up your valuables for good?

At Broff’s Diamond & Loan, we’ve been helping Pittsburgh residents turn luxury items into immediate funds for over 40 years.

Bring us your jewelry, diamonds, gold, or watches — and walk out with a confidential, collateral-based pawn loan the very same day.

What is a Pawn Loan?

A pawn loan or luxury asset loan is essentially a collateral loan where you supply your luxury item as security for your loan. 

At Broff’s Diamond and Loan Co., we carefully evaluate your jewelry, diamonds, or gold to secure your loan.

When the loan is repaid, you will promptly receive your asset back. 

This pawn loan process is simple, easy, and straightforward.

How Our Pittsburgh Pawn Loans Work

Whether you are in Pittsburgh, or out of state, our pawn offering is designed to work for you.

Stop by our Downtown Pittsburgh location in the Clark Building

📍 Find Our Store →

 Start the process from home with an online quote.

🔗 Start Your Appraisal Process →  Get a Free Offer 

After initial contact, the basic process is as follow: 

We Evaluate Your Item

Our GIA-trained gemologists and watch specialists will inspect your item, and explain its value.

Accept Your Loan Offer

We’ll make a no-obligation offer based on your item’s worth. You decide if you’d like to proceed.

Leave Your Item Securely

Your item stays in our fully insured vault as collateral — never sold while the loan is active.

Redeem When Ready

Pay back the loan (plus agreed interest) to reclaim your item anytime within the loan period.

🔗 For more detailed information about our process, read our pawn process

What We Accept for Pawn Loans

At Broff’s, we specialize in high-value luxury items:

Diamonds

Diamonds

Loose stones or mounted in jewelry

Gold and Platinum Jewelry

Jewelry

Gold & Platinum.
Even broken or scrap pieces.

Watches

Watches

Luxury Watches – Rolex, Cartier, Omega, Patek Philippe, and more.

Gold Coins and Bullions

Gold

Gold Coins & Bullion
Bars, coins, and rounds.

From Shadyside to Mt. Lebanon, Pittsburgh clients bring us their valuables for trusted pawn loans.

Pawn Loan Rates & Terms

Loans from $300 to $100 000

All of our quick cash pawn loans are for six months, but you can pay them off as early as you’d like.

We charge a state-regulated 3% per month.

This includes interest and all associated costs, such as storage.

That’s just $3 for every $100 loaned.

How much will you pay for your Pawn Loan in 2025?

Curious About Your Pawn Loan Costs?

Use our Pawn Loan Calculator to see exactly how much you’ll pay over time!

Simply enter your loan amount, select a term, and add any planned payments.

Our tool, set at our state-regulated 3% total pawn loan cost, will instantly calculate your total repayment, helping you plan ahead and make informed financial decisions.

Try it now and take control of your loan!

Pawn Loan Calculator

Pawn Loan Calculator

Advantages of Pawning

Not all pawn loans are created equal. At Broff’s the benefit of taking out a pawn loan is intertwined with the Broff’s Promise applicable to every pawn loan.

Benefits of Choosing a Pawn Loan

Pawn loans offer a fast, non-recourse way to borrow money without the need for a credit check. This means that if you are unable to repay the loan, there is no impact on your credit history.

Additionally, you retain ownership of your valuable items and can retrieve them as soon as the loan is repaid.

At our state-regulated 3% pawn loan cost, it is also an extremely affordable loan.

Use our pawn loan calculator to see for yourself…

Broff’s Promise for Your Pawn Loan

Diamond and Jewelry Collateral Loans

Diamond and jewelry loans allow you the opportunity to leverage the value of your luxury item, while still maintaining ownership. 

This means that you do not need to permanently part with that sentimental piece of jewelry, or that exceptional diamond. 

Our diamond and jewelry loans offer:

Whether you need a short-term cash solution or you want to leverage the value of your jewelry, Broff’s Diamond & Loan Co. offers:

  • Luxury Jewelry Focus

    Because we specialize in luxury goods, we understand the true value of high-end jewelry. As a result, we offer fair loan amounts accordingly.

  • Hassle-Free Process

    Our pawn process is easy because we require no credit checks or financial documentation. To be assisted, simply bring your jewelry, receive an appraisal, and get a loan offer within minutes.

  • Safe Storage

    Your items are securely stored during the loan period. Subsequently, they are returned to you in pristine condition once your jewelry loan is paid in full.

It comes at no surprise that we are the preferred pawn loan provider in Pittsburgh.

Jewelry we loan on

  • Diamonds

  • Engagement rings

  • Gold

  • Platinum

  • Luxury watches

  • Other fine jewelry items

Loans on Gold

At Broff’s Diamond and Co., we give loand for gold. These loan amounts are 100% influenced by the current market-value of gold.

What is a gold loan?

A gold loan is a form of pawn loan.

When you need fast access to funds but don’t want to sell your gold, Broff’s Diamond & Loan offers flexible, gold-backed loan services. 

This loan approach allows you to leverage gold’s value, by offering it as loan collateral, while still maintaining ownership.

We are more than a pawn shop in Pittsburgh. We are gold experts. And since we are experts, we can offer you a loan on the true market value of your gold.

What Gold do you Loan On?

We accept gold in various forms. These forms include jewelry, gold bars, bullion, and more.

Our experts will determine the value of the gold on the spot and supply you with a loan quotation.

We offer the best amount the market will allow, based on the gold spot price, at favorable repayment terms. 

We pride ourselves on our fair-value loans at a low interest rate.

Our process is quick and transparent.

Get a Watch Loan

From Cartier to Breitling, get an industry-best collateral loan on various luxury watch brands.

At Broff’s Diamond & Loan, we understand that your luxury watch is not just a timepiece; it’s a statement of style and value. 

Therefore, whether you own a Rolex, Patek Philippe, Breitling, Audemars Piguet, or another high-end brand, your watch can be the key to securing a fast and confidential loan. 

Located in the heart of Pittsburgh, Pennsylvania, Broff’s Diamond & Loan provides a simple and discreet way to access the funds you need. This is achieved through our hassle-free loan application process

Here are some of the most frequent brands that allows you to
borrow against your watch:

  • Breitling
  • Omega
  • Cartier
  • Panerai
  • Tag Heuer
  • Rolex
  •  
  • Patek Philippe
  • Audemans Piguet
  • Omega
  •  

We accept new, or pre-owned watches as loan collateral. However, the value of the loan is based on the real-time market value of your luxury watch as determined by our expert watch valuation. 

FAQ

We answer questions about loans on Rolex watches

Whether your watch is new, old, or pre-owned, we provide loans on all Rolex watch types. Our process is straightforward and convenient. As a result, when you bring or send your watch in for inspection, we quickly and accurately assess its current market value and provide a quote. Upon approval of the quote, we pay you immediately.

Currently, there is a high global demand for pre-owned Rolex watches. Because of this, you can borrow substantial amounts against your Rolex watch. In some cases, the loan secured on a Rolex can be even larger than the initial purchase price of the watch.

By securing a loan against your Rolex watch, you will receive a lower interest rate than a traditional bank. Additionally, a loan will save you money compared to selling your Rolex watch now and buying another one in the future.

By securing a loan against your Rolex watch, you are not subject to any credit inquiry or income verification. Unlike an unsecured loan, a secured loan with us on your Rolex watch will not affect your credit score.

With over 90 years in the industry, we have gained exceptional ability to inspect and evaluate watches. As a result, our industry experts have all the required tools and knowledge to get you the best loan available for your Rolex.

  • Rolex Submariner
  • Rolex Sea-Dweller
  • Rolex Deepsea
  • Rolex GMT-Master & GMT-Master II
  • Rolex Day-Date (President) & Day-Date II
  • Rolex Datejust & Datejust II
  • Rolex Cosmograph Daytona
  • Rolex Yacht-Master & Yacht-Master II
  • Rolex Explorer & Explorer II
  • Rolex Air-King
  • Rolex Milgauss
  • Rolex Pearlmaster
  • Rolex Cellini
  • Rolex Sky-Dweller
  • Rolex Oyster Perpetual
  • Rolex Oyster Perpetual Date
  • Rolex Oysterquartz

Should your Rolex have any of the following characteristics, it can add value to a Rolex watch:

  • Specific Documentation: original receipts, warranty card/papers
  • Original packaging or the box it came in

Broff’s buys and sells luxury watches from various brands, including models discontinued from production. 

Certain discontinued watches have become highly sought after. Some of these watches include the Kermit (50th-anniversary edition) and the Rolex Submariner Hulk, known for their distinctive green dial and ceramic bezel.

Regulatory Compliance and Oversight

At Broff’s Diamond & Loan, we operate in full compliance with Pennsylvania’s Department of Banking and Securities guidelines.

Additionally, we also follow the federal Truth in Lending Act (TILA) to ensure that loan terms and interest rates are clearly disclosed to you.

As a result, our practices are regularly reviewed to meet the high standards set by:

Pawn and Jewelry Loans - FAQ

At Broff’s Diamond and Loan, we want our clients to feel informed. 

Therefore, we want them to have access to the most accurate information when making decisions. 

As a result, we have therefore answered some of the questions that we receive most frequently.

How is my jewelry, diamond, gold or watch’s value determined?

Our expert appraisers assess current market value based on factors such as condition, rarity, and demand, ensuring a fair loan amount.

For more information on valuation, read our resources on:

Gold Valuation »

Diamond Valuation »

Watch Valuation »

How long does the average evaluation on watches, gold, and jewelry take?
Most consultations are completed within 15 minutes.
However, more extensive evaluations for luxury watches or diamond engagement rings may take longer. 

Still, we strive to balance thoroughness with serving our customers as quickly as possible.

Do you consider broken watches and jewelry pieces for collateral loans?

We do take jewelry in broken condition, but not watches.

Although we accept damaged jewelry, it is important to note that it will have an impact on the value of the loan offer.

Any damage to jewelry pieces is noted on the ticket you would receive and is photographed as part of your file. 

The reason for not accepting watches are that we cannot guarantee or predict that a piece can be repaired if you forfeit the item.

Can I retrieve my jewelry if I repay the loan early?

Yes, once the loan is fully repaid, your jewelry will be returned in the same condition.

Do I have to make a monthly payment?
No, there is no minimum monthly payment on our loans.
 
While a monthly interest fee is added to your balance, there is no required payment. You only need to pay when you want to pick up your items or renew the loan for another six months.

You are welcome to pay whenever you like without penalty, but you are only required to pay at pickup or renewal.

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🔗 More Frequently Asked Questions Pawn FAQ

Read our informative article about the benefits and differences of selling vs pawning if you are unsure whether you want to sell or pawn.

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Fast & Easy Quote on Jewelry Loans

Get a quick quote on pawn loans for jewelry, gold, diamonds, and watches.

Get an Obligation Free Offer

Schedule a Free Consultation

Whether you want to bring items for valuation, or you are looking for an offer to loan on or sell your jewelry, we look forward to meeting you.

Any Pawn Loan Questions?

Contact your reputable pawn loan providers in Pittsburgh