Need quick cash without giving up your valuables for good?
At Broff’s Diamond & Loan, we’ve been helping Pittsburgh residents turn luxury items into immediate funds for over 40 years.
Bring us your jewelry, diamonds, gold, or watches — and walk out with a confidential, collateral-based pawn loan the very same day.
A pawn loan or luxury asset loan is essentially a collateral loan where you supply your luxury item as security for your loan.
At Broff’s Diamond and Loan Co., we carefully evaluate your jewelry, diamonds, or gold to secure your loan.
When the loan is repaid, you will promptly receive your asset back.
This pawn loan process is simple, easy, and straightforward.
Whether you are in Pittsburgh, or out of state, our pawn offering is designed to work for you.
Stop by our Downtown Pittsburgh location in the Clark Building
Start the process from home with an online quote.
🔗 Start Your Appraisal Process → Get a Free Offer
After initial contact, the basic process is as follow:
🔗 For more detailed information about our process, read our pawn process
At Broff’s, we specialize in high-value luxury items:
Loose stones or mounted in jewelry
Gold & Platinum.
Even broken or scrap pieces.
Luxury Watches – Rolex, Cartier, Omega, Patek Philippe, and more.
Gold Coins & Bullion
Bars, coins, and rounds.
From Shadyside to Mt. Lebanon, Pittsburgh clients bring us their valuables for trusted pawn loans.
Loans from $300 to $100 000
All of our quick cash pawn loans are for six months, but you can pay them off as early as you’d like.
We charge a state-regulated 3% per month.
This includes interest and all associated costs, such as storage.
That’s just $3 for every $100 loaned.
Use our Pawn Loan Calculator to see exactly how much you’ll pay over time!
Simply enter your loan amount, select a term, and add any planned payments.
Our tool, set at our state-regulated 3% total pawn loan cost, will instantly calculate your total repayment, helping you plan ahead and make informed financial decisions.
Try it now and take control of your loan!
Repayment can be done by making monthly repayments at an amount of your choice...
Total Pawn Loan Cost (Interest & Additional Charges)
Not all pawn loans are created equal. At Broff’s the benefit of taking out a pawn loan is intertwined with the Broff’s Promise applicable to every pawn loan.
Pawn loans offer a fast, non-recourse way to borrow money without the need for a credit check. This means that if you are unable to repay the loan, there is no impact on your credit history.
Additionally, you retain ownership of your valuable items and can retrieve them as soon as the loan is repaid.
At our state-regulated 3% pawn loan cost, it is also an extremely affordable loan.
Use our pawn loan calculator to see for yourself…
Diamond and jewelry loans allow you the opportunity to leverage the value of your luxury item, while still maintaining ownership.
This means that you do not need to permanently part with that sentimental piece of jewelry, or that exceptional diamond.
Whether you need a short-term cash solution or you want to leverage the value of your jewelry, Broff’s Diamond & Loan Co. offers:
This is because our team includes experienced gemologists and jewelers. Thus, they are exceptionally qualified to conduct a diamond authentication, verify your gold purity, and provide an accurate value for your diamonds., and gold.
Because we specialize in luxury goods, we understand the true value of high-end jewelry. As a result, we offer fair loan amounts accordingly.
Our pawn process is easy because we require no credit checks or financial documentation. To be assisted, simply bring your jewelry, receive an appraisal, and get a loan offer within minutes.
Your items are securely stored during the loan period. Subsequently, they are returned to you in pristine condition once your jewelry loan is paid in full.
It comes at no surprise that we are the preferred pawn loan provider in Pittsburgh.
Diamonds
Engagement rings
Gold
Platinum
Luxury watches
Other fine jewelry items
At Broff’s Diamond and Co., we give loand for gold. These loan amounts are 100% influenced by the current market-value of gold.
A gold loan is a form of pawn loan.
When you need fast access to funds but don’t want to sell your gold, Broff’s Diamond & Loan offers flexible, gold-backed loan services.
This loan approach allows you to leverage gold’s value, by offering it as loan collateral, while still maintaining ownership.
We are more than a pawn shop in Pittsburgh. We are gold experts. And since we are experts, we can offer you a loan on the true market value of your gold.
We accept gold in various forms. These forms include jewelry, gold bars, bullion, and more.
Our experts will determine the value of the gold on the spot and supply you with a loan quotation.
We offer the best amount the market will allow, based on the gold spot price, at favorable repayment terms.
We pride ourselves on our fair-value loans at a low interest rate.
Our process is quick and transparent.
From Cartier to Breitling, get an industry-best collateral loan on various luxury watch brands.
At Broff’s Diamond & Loan, we understand that your luxury watch is not just a timepiece; it’s a statement of style and value.
Therefore, whether you own a Rolex, Patek Philippe, Breitling, Audemars Piguet, or another high-end brand, your watch can be the key to securing a fast and confidential loan.
Located in the heart of Pittsburgh, Pennsylvania, Broff’s Diamond & Loan provides a simple and discreet way to access the funds you need. This is achieved through our hassle-free loan application process.
We accept new, or pre-owned watches as loan collateral. However, the value of the loan is based on the real-time market value of your luxury watch as determined by our expert watch valuation.
Whether your watch is new, old, or pre-owned, we provide loans on all Rolex watch types. Our process is straightforward and convenient. As a result, when you bring or send your watch in for inspection, we quickly and accurately assess its current market value and provide a quote. Upon approval of the quote, we pay you immediately.
Currently, there is a high global demand for pre-owned Rolex watches. Because of this, you can borrow substantial amounts against your Rolex watch. In some cases, the loan secured on a Rolex can be even larger than the initial purchase price of the watch.
By securing a loan against your Rolex watch, you will receive a lower interest rate than a traditional bank. Additionally, a loan will save you money compared to selling your Rolex watch now and buying another one in the future.
By securing a loan against your Rolex watch, you are not subject to any credit inquiry or income verification. Unlike an unsecured loan, a secured loan with us on your Rolex watch will not affect your credit score.
With over 90 years in the industry, we have gained exceptional ability to inspect and evaluate watches. As a result, our industry experts have all the required tools and knowledge to get you the best loan available for your Rolex.
Should your Rolex have any of the following characteristics, it can add value to a Rolex watch:
Broff’s buys and sells luxury watches from various brands, including models discontinued from production.
Certain discontinued watches have become highly sought after. Some of these watches include the Kermit (50th-anniversary edition) and the Rolex Submariner Hulk, known for their distinctive green dial and ceramic bezel.
At Broff’s Diamond & Loan, we operate in full compliance with Pennsylvania’s Department of Banking and Securities guidelines.
Additionally, we also follow the federal Truth in Lending Act (TILA) to ensure that loan terms and interest rates are clearly disclosed to you.
As a result, our practices are regularly reviewed to meet the high standards set by:
The National Pawnbrokers Association (NPA): Advocating best practices and ethical behavior in the pawnbroking industry.
The Pennsylvania Department of Banking and Securities: Supervising lending practices to protect consumers.
At Broff’s Diamond and Loan, we want our clients to feel informed.
Therefore, we want them to have access to the most accurate information when making decisions.
As a result, we have therefore answered some of the questions that we receive most frequently.
Our expert appraisers assess current market value based on factors such as condition, rarity, and demand, ensuring a fair loan amount.
For more information on valuation, read our resources on:
Still, we strive to balance thoroughness with serving our customers as quickly as possible.
We do take jewelry in broken condition, but not watches.
Although we accept damaged jewelry, it is important to note that it will have an impact on the value of the loan offer.
Any damage to jewelry pieces is noted on the ticket you would receive and is photographed as part of your file.
The reason for not accepting watches are that we cannot guarantee or predict that a piece can be repaired if you forfeit the item.
Yes, once the loan is fully repaid, your jewelry will be returned in the same condition.
You are welcome to pay whenever you like without penalty, but you are only required to pay at pickup or renewal.
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🔗 More Frequently Asked Questions → Pawn FAQ
Read our informative article about the benefits and differences of selling vs pawning if you are unsure whether you want to sell or pawn.
Get a quick quote on pawn loans for jewelry, gold, diamonds, and watches.
Whether you want to bring items for valuation, or you are looking for an offer to loan on or sell your jewelry, we look forward to meeting you.